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Centime

Rating: 4.3
User Satisfaction: 88%
Centime is a finance automation platform that unifies AP, AR, expense management, and embedded business banking so teams can streamline payments, boost visibility, and optimize working capital.

Alternative To

Overview

Centime is a SaaS finance automation suite that helps businesses centralize and automate core finance operations — including accounts payable (AP), accounts receivable (AR), cash flow forecasting, KPI reporting, and embedded banking services — in one modern platform.  

Finance teams typically juggle siloed systems for payments, collections, reporting, and banking. Centime combines these functions, reduces manual work, accelerates cash cycles, and increases visibility into working capital so teams can make faster, smarter decisions. Customers report major reductions in AP costs, shorter collections cycles, and better cash forecasting. 

Centime integrates directly with ERPs like NetSuite, Sage Intacct, and QuickBooks to automate invoice capture (using AI/OCR), approval workflows, collections, and reconciliation. It also embeds business banking services (provided through partner banks) for high-yield checking and multi-bank dashboards. Onboarding is typically weeks, not months.

Details

Tool Launch / Founded Date

Not publicly disclosed (but active with major updates as of 2025).

Best for

Finance teams at mid-sized or larger companies looking to modernize AP/AR, get real-time cash visibility, and reduce manual finance operations.

Access Type

Custom quote / subscription-based SaaS (AP/AR modules priced on volume)

Licensing Model

Proprietary (commercial SaaS). Not open source.

Feature

  • AI-powered invoice capture with OCR and line-level extraction. 
  • End-to-end accounts payable automation (coding, approvals, PO matching). 
  • Accounts receivable automation (reminders, payment portals, collections).
  • Cash flow forecasting and KPI reporting dashboards.
  • Integrated business banking features (high-yield checking, cash aggregation). 
  • ERP integrations (NetSuite, Sage Intacct, QuickBooks). 
  • Expense management integration and corporate card tracking.

Pricing Tables

Accounts Payable
Contact Sales
  • Priced based on invoice volume; includes AI capture, approval workflows, vendor portal. 
Accounts Receivable
Contact Sales
  • Priced by AR volume; includes collection automation and storefront. 

 

Expense Management
Contact sales
  • Included for qualified corporate card users or priced by users.

Analytics

Traffic Analysis

Domain Rating
55
Organic Traffic
15.01K
Majority Users
United States

Visits Over Time

No visit data found.

Traffic Sources

No traffic data found.

Last Update Date: 2025-12-31

FAQ

Can Centime replace my ERP’s finance modules?
It complements ERP systems by automating AP/AR and consolidating cash operations, but it isn’t a full general ledger itself — it integrates with your existing ERP.
Do I get a free trial?
Centime offers a product tour sandbox; consult sales for full trials.
Is banking included?
Yes—high-yield business checking and cash aggregation are offered through a partner FDIC bank for qualified customers.
What integrations are supported?
NetSuite, Sage Intacct, and QuickBooks (AP & AR).
Can this help reduce DSO and processing costs?
Users report significant reductions in days sales outstanding and AP costs.
How long does onboarding take?
Most customers onboard within weeks; complex use cases may take longer.

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